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A special needs trust can protect an autistic or disabled child

Most people with young children understand the importance of planning for their care in the event of death or incapacitation. For many families, a life insurance policy and carefully crafted will may be enough to protect the children and ensure they have care and assets for the future. However, if your family includes a child with autism, Down syndrome or another serious disability, a standard last will and estate plan may not suffice.

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