When creating an estate plan, you may turn your attention to what will happen to your estate upon your passing. While this is important, you should also consider the many decisions you will make that can impact you while you’re living.

For example, there may come a time when you are no longer able to care for yourself. This is why so many people purchase long term care insurance. With this coverage, you can receive help paying for services such as:

  • Dressing
  • Bathing
  • Moving around your home
  • Eating
  • Taking medication
  • Housework
  • Shopping for groceries and other items

Although you don’t need long term care insurance to pay for professional assistance, it will definitely make this more affordable. Remember: your estate plan could include many types of insurance, with long term care among them.

At our law firm, we know that many people overlook the importance of buying the right type of insurance. They know what they want to do with their assets upon their death, but they don’t take as much time to think about how to live the best life for as long as possible. If you are creating an estate plan for the first time — or making changes to one that you already have in place — don’t hesitate to learn more about long term care. You may find that purchasing a long term care insurance policy will put your mind at ease. If nothing else, learn more about the pros and cons of this coverage, as to give you a clear idea of what you should do next.